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Welcome to Barton Mortgage Corporation's web site. This section explains our policy regarding any personal information you might supply to us when you visit this site. Our goal is to protect your information on the Internet in the same way that we protect it in all the other ways we interact with you: in branches and on the phone.

Our top priority is to provide you, our customer, with outstanding products and services. To achieve this goal, Barton Mortgage Corporation, must collect, maintain, use and share with third parties, certain personal and financial information about you and your activities with us. We recognize and respect your privacy concerns and expectations about how we use and share this information. We want you to know about our privacy policies and practices.

This Customer Privacy Statement applies to Barton Mortgage Corporation (referred to in this Statement as "we" or "us"). Please read it carefully and keep it for your records. We will give you a new Customer Privacy Statement whenever we change our privacy policies.

Collection and Use of Customer Information:
We collect, retain and utilize information about you to operate our business and to make our products, services and other opportunities available to you. Much of the information we collect, such as account balances, credit information, and payment history, is non-public personal information. We obtain this information (collectively referred to as "Customer Information") about you from a variety of sources, including: Information we receive directly from you in applications and other forms that you deliver to us and from our communications with you. This may include information such as your address, telephone number, employment, assets, income, debt, etc. Information we receive from other sources regarding your employment, credit or other relationship with you or verifying information you have given us. This may include information such as your employment history, loan and/or credit card payment history, loan or credit card balances, your property insurance coverage, appraisals of your residence, tax returns, etc. Information we receive from credit bureaus regarding your credit history and creditworthiness (such as the amount of your total debt, your payment history, etc.). Information we obtain from public sources. This may include information contained in federal, state and local records such as recorded liens on your property, real estate taxes and assessments, tax liens, etc.

Disclosure of Information:
We do not sell Customer Information (described above) to non-affiliated third parties for marketing purposes. We may disclose Customer Information to third parties including investors, title companies, closing attorneys, appraisers and others in an effort to provide you with a mortgage loan. Only such information as is deemed to be absolutely necessary to complete the transaction will be provided by Barton Mortgage Corporation to third parties. In doing so, Barton Mortgage Corporation will comply with all necessary federal and state laws to insure your privacy.

Protection of Information:
We maintain appropriate procedures to protect the security of your information. Our employees receive training and understand the importance of confidentiality and customer privacy. We restrict access to your personal and account information to those employees with a business reason for accessing such information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your Customer Information. Even if you decide to withdraw your loan application, any Customer Information we have about you will remain subject to the policy and practices described in this Customer Privacy Statement.

The Customer Privacy Statement may be amended at any time by Barton Mortgage Corporation, and notice of any changes will be given to Barton Mortgage Corporation customers as required by applicable law.

Under the Gramm-Leach-Bailey Act of 2001 (15 USC 1, Sec. 6801), you have a reasonable time in which to direct Barton Mortgage Corporation that any non-public information not be disclosed to any third party. To do so, you must notify Barton Mortgage in writing that you are exercising this option to opt out of the loan program.

 

 
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