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Find the payment factor at the intersection of the interest rate and length of years for the loan. Multiply the payment factor by the loan amount and divide by 1000. The result is the monthly principal and interest payment for the loan.

Rate
Interest Only
10 Year
15 Year
20 Year
25 Year
30 Year
40 Year
1.000
0.08333
8.76041
5.98495
4.59894
3.76872
3.21640
2.52856
1.125
0.09375
8.81477
6.04008
4.65492
3.82558
3.27413
2.58808
1.250
0.10417
8.86935
6.09554
4.71134
3.88297
3.33252
2.64845
1.375
0.11458
8.92414
6.15132
4.76818
3.94090
3.39154
2.70967
1.500
0.12500
8.97915
6.20743
4.82545
3.99936
3.45120
2.77172
1.625
0.13542
9.03437
6.26386
4.88316
4.05836
3.51150
2.83462
1.750
0.14583
9.08982
6.32061
4.94129
4.11789
3.57243
2.89834
1.875
0.15625
9.14547
6.37769
4.99985
4.17795
3.63400
2.96289
2.000
0.16667
9.20135
6.43509
5.05883
4.23854
3.69619
3.02826
2.125
0.17708
9.25743
6.49281
5.11825
4.29966
3.75902
3.09444
2.250
0.18750
9.31374
6.55085
5.17808
4.36131
3.82246
3.16142
2.375
0.19792
9.37026
6.60921
5.23834
4.42348
3.88653
3.22921
2.500
0.20833
9.42699
6.66789
5.29903
4.48617
3.95121
3.29778
2.625
0.21875
9.48394
6.72689
5.36014
4.54938
4.01651
3.36714
2.750
0.22917
9.54110
6.78622
5.42166
4.61311
4.08241
3.43728
2.875
0.23958
9.59848
6.84586
5.48361
4.67735
4.14892
3.50818
3.000
0.25000
9.65607
6.90582
5.54598
4.74211
4.21604
3.57984
3.125
0.26042
9.71388
6.96609
5.60876
4.80738
4.28375
3.65226
3.250
0.27083
9.77190
7.02669
5.67196
4.87316
4.35206
3.72541
3.375
0.28125
9.83014
7.08760
5.73557
4.93945
4.42096
3.79930
3.500
0.29167
9.88859
7.14883
5.79960
5.00624
4.49045
3.87391
3.625
0.30208
9.94725
7.21037
5.86404
5.07352
4.56051
3.94923
3.750
0.31250
10.00612
7.27222
5.92888
5.14131
4.63116
4.02526
3.875
0.32292
10.06521
7.33440
5.99414
5.20959
4.70237
4.10198
4.000
0.33333
10.12451
7.39688
6.05980
5.27837
4.77415
4.17938
4.125
0.34375
10.18403
7.45968
6.12587
5.34763
4.84650
4.25746
4.250
0.35417
10.24375
7.52278
6.19234
5.41738
4.91940
4.33620
4.375
0.36458
10.30369
7.58620
6.25922
5.48761
4.99285
4.41559
4.500
0.37500
10.36384
7.64993
6.32649
5.55832
5.06685
4.49563
4.625
0.38542
10.42420
7.71397
6.39417
5.62951
5.14140
4.57629
4.750
0.39583
10.48477
7.77832
6.46224
5.70117
5.21647
4.65758
4.875
0.40625
10.54556
7.84297
6.53070
5.77330
5.29208
4.73947
5.000
0.41667
10.60655
7.90794
6.59956
5.84590
5.36822
4.82197
5.125
0.42708
10.66776
7.97320
6.66881
5.91896
5.44487
4.90505
5.250
0.43750
10.72917
8.03878
6.73844
5.99248
5.52204
4.98870
5.375
0.44792
10.79079
8.10465
6.80847
6.06645
5.59971
5.07293
5.500
0.45833
10.85263
8.17083
6.87887
6.14087
5.67789
5.15770
5.625
0.46875
10.91467
8.23732
6.94966
6.21575
5.75656
5.24302
5.750
0.47917
10.97692
8.30410
7.02084
6.29106
5.83573
5.32888
5.875
0.48958
11.03938
8.37118
7.09238
6.36682
5.91538
5.41525
6.000
0.50000
11.10205
8.43857
7.16431
6.44301
5.99551
5.50214
6.125
0.51042
11.16493
8.50625
7.23661
6.51964
6.07611
5.58952
6.250
0.52083
11.22801
8.57423
7.30928
6.59669
6.15717
5.67740
6.375
0.53125
11.29130
8.64250
7.38232
6.67417
6.23870
5.76575
6.500
0.54167
11.35480
8.71107
7.45573
6.75207
6.32068
5.85457
6.625
0.55208
11.41850
8.77994
7.52950
6.83039
6.40311
5.94385
6.750
0.56250
11.48241
8.84909
7.60364
6.90912
6.48598
6.03357
6.875
0.57292
11.54653
8.91854
7.67814
6.98825
6.56929
6.12373
7.000
0.58333
11.61085
8.98828
7.75299
7.06779
6.65302
6.21431
7.125
0.59375
11.67537
9.05831
7.82820
7.14773
6.73719
6.30531
7.250
0.60417
11.74010
9.12863
7.90376
7.22807
6.82176
6.39672
7.375
0.61458
11.80504
9.19923
7.97967
7.30880
6.90675
6.48852
0.750
0.06250
8.65234
5.87565
4.48828
3.65663
3.10285
2.41208
7.625
0.63542
11.93552
9.34130
8.13254
7.47141
7.07794
6.67327
7.750
0.64583
12.00106
9.41276
8.20949
7.55329
7.16412
6.76620
7.875
0.65625
12.06681
9.48450
8.28677
7.63554
7.25069
6.85948
8.000
0.66667
12.13276
9.55652
8.36440
7.71816
7.33765
6.95312
8.125
0.67708
12.19891
9.62882
8.44236
7.80115
7.42497
7.04709
8.250
0.68750
12.26526
9.70140
8.52066
7.88450
7.51267
7.14139
8.375
0.69792
12.33182
9.77426
8.59928
7.96821
7.60072
7.23601
8.500
0.70833
12.39857
9.84740
8.67823
8.05227
7.68913
7.33094
8.625
0.71875
12.46552
9.92080
8.75751
8.13668
7.77790
7.42618
8.750
0.72917
12.53268
9.99449
8.83711
8.22144
7.86700
7.52171
8.875
0.73958
12.60003
10.06844
8.91702
8.30653
7.95645
7.61752
9.000
0.75000
12.66758
10.14267
8.99726
8.39196
8.04623
7.71361
9.125
0.76042
12.73533
10.21716
9.07781
8.47773
8.13633
7.80998
9.250
0.77083
12.80327
10.29192
9.15867
8.56382
8.22675
7.90661
9.375
0.78125
12.87142
10.36695
9.23984
8.65023
8.31749
8.00349
9.500
0.79167
12.93976
10.44225
9.32131
8.73697
8.40854
8.10062
9.625
0.80208
13.00829
10.51781
9.40309
8.82402
8.49989
8.19798
9.750
0.81250
13.07702
10.59363
9.48517
8.91137
8.59154
8.29559
9.875
0.82292
13.14595
10.66971
9.56754
8.99904
8.68349
8.39341
10.000
0.83333
13.21507
10.74605
9.65022
9.08701
8.77572
8.49146

 
 
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Data and information is provided for informational purposes only. BMCFirst.com shall not be liable for any errors or delays in the content, nor for any actions taken in reliance thereon. Although the rates reported here have been obtained from the financial institutions themselves, the accuracy of the information cannot be guaranteed by the until such time that a loan is locked.
Rates are subject to change without notice. © 2004, All Rights Reserved